Story
Abdul and Lusi were referred to me as they were looking to buy their first home after coming to Australia and renting for many years. Abdul and Lusi had no knowledge of the process of buying a home so I had to spend a lot of time explaining the process and how all the parties worked together to make it happen
They decided that they wanted to build their first home and we went through the process after calculating their borrowing capacity and setting a savings plan of them purchasing a block of land and selecting a builder.
The loan application wasn't straightforward as there were a few complications with serviceability and the various government schemes we were using. We eventually received formal approval and the land settled. We then went through the construction process and the house was finally completed.
Testimonial
It was a great journey working with you throughout our first home building project.
You were so helpful and understanding in many ways and this was a great experience for us as first homeowners.
Your expertise and wealth of knowledge have played a pivotal role in ensuring a smooth process of obtaining our loan and overseeing the overall financial position of our project to completion stage.
Thank you for being available and assisting with all our queries along the way and your continued support during the entire process.
Story
Monique and her family have been our clients for many years. Monique had found her dream car and was seeking finance for the purchase. As Monique was self employed and had been affected by Covid, we had to find a solution out of the box. After much research and discussions with lenders, we were able to secure finance and Monique is now happily driving her dream car.
Testimonial
“We are over the moon with David's help! He is amazing! We couldn't recommend him enough! The amount of effort and hours he put in to help me secure my loan for my dream car was crazy! He is honestly so hard-working and reliable and I will highly recommend him to everyone I know looking to purchase a car or to purchase property. My parents are also very happy once again for David's assistance to our family.
Story
Monique and her family have been our clients for many years. Monique had found her dream car and was seeking finance for the purchase. As Monique was self employed and had been affected by Covid, we had to find a solution out of the box. After much research and discussions with lenders, we were able to secure finance and Monique is now happily driving her dream car.
Testimonial
“We are over the moon with David's help! He is amazing! We couldn't recommend him enough! The amount of effort and hours he put in to help me secure my loan for my dream car was crazy! He is honestly so hard-working and reliable and I will highly recommend him to everyone I know looking to purchase a car or to purchase property. My parents are also very happy once again for David's assistance to our family.
Story
Our couple, Ronnie and Maria were referred to us by clients of mine; they had purchased a block of land with the intention to build their first home. They had applied for finance when they signed the contract but were declined by the lender. When they came to me, they were due to settle but were unable to do so, therefore risking losing their deposit. I was able to organise a three month extension without penalty interest. As Maria was self-employed for less than two years, we had to wait until she had lodged her current tax returns. I found a lender and eventually received formal approval as there were many issues to overcome due to Covid. The loan settled on time and we are now in the process of lodging the application for the construction of their first home in Australia.
Testimonial
“David made the whole process very easy for us, through what has been an interesting time of continually changing lending policies and requirements. They were one step ahead all the way, always pro-actively on top of new lending changes, and keeping us informed to ensure we were well prepared. There were a lot of unknowns for us – especially as first-time buyers, and during the pandemic situation, but we were constantly reassured, supported and kept informed all the way through - having someone independent on your side really counts. Especially as our first loan application fell through, and we had to go through the whole process again with the thought of losing our deposit.
Story
Anthony was referred by a client of mine who is a developer of industrial and residential properties. Anthony owned a block of land that he was looking to develop two factories to lease out. As many lenders are not lending in the construction space, I had to research mainstream lenders as well as private lenders. After spending a great deal of time speaking to many lenders, I was able to secure finance with a mainstream lender at a very good interest rate.
Testimonial
“The Mortgage Place made the whole process very easy for us, through what has been an interesting time of continually changing lending policies, and requirements. They were one step ahead all the way, keeping us informed to ensure we were well prepared. We were constantly reassured, supported and kept informed all the way through - having someone independent on your side really counts.. We want to thank David for his professionalism, knowledge and experience. He worked above and beyond what we expected and did an outstanding job to secure our development loan. We would definitely recommend his services to anyone.
Story
Monique and her family have been our clients for many years. Monique had found her dream car and was seeking finance for the purchase. As Monique was self employed and had been affected by Covid, we had to find a solution out of the box. After much research and discussions with lenders, we were able to secure finance and Monique is now happily driving her dream car.
Testimonial
“We are over the moon with David's help! He is amazing! We couldn't recommend him enough! The amount of effort and hours he put in to help me secure my loan for my dream car was crazy! He is honestly so hard-working and reliable and I will highly recommend him to everyone I know looking to purchase a car or to purchase property. My parents are also very happy once again for David's assistance to our family.
The Mortgage Place
Australian Credit Licence 389153
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The current buffer is 3% above the actual rate, however a small number of lenders are now assessing refinances with a 1% buffer which improves serviceability. T's & C's apply.